Archive for July, 2009

Civilization Collapse through Food Shortage

26 July 2009 at 2:28 pm
by Berck

This is the scariest thing I’ve read in some time.

I’m even more scared because a lack of basic science education means that many of the people who should be able to understand the problem and work toward a solution will be unable to do so.

Teen Pregnancy and STD rates up.

20 July 2009 at 3:14 pm
by Berck

Though this article is careful to point out that the data doesn’t wholly support a causal link, I think that it’s pretty good evidence that abstinence-only education doesn’t work, and quite possibly causes harm.

The Check

19 July 2009 at 11:12 pm
by Jonah

Dang it. WordPress has changed everything around again. I just spent five minutes trying to figure out how to add an entry. It’s like coming home at night to find all your furniture moved around. JUST LEAVE IT WHERE IT WAS ALREADY!

I’m complaining because this is about the fifth time they’ve done this.

Work has been going pretty well. This week I closed my very first file that I’d worked beginning to end, all the way from recording the Notice of Default to the sale. It made me happy, although it’s one of those sad foreclosures; the borrowers had written us long handwritten letters with check stubs attached. We’d forwarded them to the loan company, but they told us to proceed anyway.

I much prefer the ones where all the letters we send come back, VACANT scribbled on them. Then we’re doing the neighborhood a favor.

The one I’d closed was in Texas, which has laws that allow you to foreclose really quickly. I’ve got other sales that won’t happen until December and some that I haven’t even been able to set a sale date yet. Each state is different.

Which has caused me some problems. I didn’t realize that I was supposed to be including a certain sheet in some recorded documents (because no one had bothered to tell me) until recently, which meant that I had to rerecord stuff and reset sale dates. Generally, that’s not a real problem unless the loan company asks you what the hold up is and you have to do your best to explain the delay.

Lately, my biggest delay has been checks. The boss writes the checks, but she’s only been doing it twice a month or so. This is really problematic when you’re waiting on a check to send with your documents to record. This week I finally got some checks but not the ones I desperately needed to send my Notice of Defaults off to get recorded, so I went in to see the boss and said, “You’ve got more checks to give me, right?”

“Yep,” she answered, not looking up. Sure enough I got a pile of checks an hour later. Unfortunately, the ones I really needed still weren’t there.

I wasn’t sure what to do, but then one of the girls who had been out last week came in and plopped a pile of checks on my desk. “These are yours.” The boss isn’t very careful about sorting everyone’s checks, and a whole pile of mine had ended up on my coworker’s desk. Of course, she’d been out of the office, and then she’d been catching up on her work. Paying the newspaper and title companies are a lower priority than making sure you meet your day to day deadlines, so she hadn’t gotten to them until later in the week. I was thrilled to get the checks I needed and noted with despair that they’d been written a week prior. In the meantime, I’d had to tell the loan servicing company why the sale date hadn’t been set yet through the online system (we don’t actually get to talk to any real people). Fortunately, I had a really good reason why we were running later than they thought we should be–they’d been pokey sending us the documents we needed to start the process. Still I would have liked to have started these files in JUNE, for crying out loud.

So I happily sorted through my new pile of checks, quickly setting sale dates and printing out the Notices, hoping to get them out in time for when the FedEx guy came.

That’s when one of my checks disappeared.

It just vanished. I had the stub and my check request stapled together and bracketed into the file, but the check itself was gone. It will turn up, I told myself, and proceeded to finish everything else on my desk, cleaning up as I went.

It was still missing.

I started going through all the files I had open. I even went and opened one of the FedEx envelopes I had put in the basket to go out, wondering if I’d put it in there by mistake. I crawled around on the floor. I picked everything off my desk and looked under it. I started going through my files page by page or turning them upside down and shaking them.

It was nowhere.

I briefly considered crying and then realized that wouldn’t help in this situation at all. Instead, I wrote out another check request and put it on the boss’ desk. I might not start this file till August. The thought crossed my mind that while this turn of events made me very sad, it might be making the borrowers pretty happy. They’d get to stay in their house an extra month.

Because of this I was late coming home. Berck was furious. We were going to a concert, and I hadn’t left us much time for dinner beforehand. As it turned out, we had a good dinner if rushed, and got good seats. He was off the next day, so I took the day off too.

The day after that, I was back in the office. I opened one of the files that I’d just sent off for recording to call and make sure my documents had arrived okay.

There was the check.

I’d looked in this file four times, I could have sworn, but there it was, plain as day. Gleefully, I filled out the Notice of Default and put it and the check in a FedEx envelope to go out.

The next day I had a message from the online loan servicing system. “File on hold. Confirm file on hold.” I called and told the folks at the other end not to record the document I’d just sent them. I’d probably be sending another one soon.

But to definitely hang on to that check.

Maybe those borrowers are happy. Maybe they don’t even know.

The Days Go By

17 July 2009 at 3:07 pm
by Berck

It’s never a good sign when things go wrong the first leg of a 4-day trip.

The flight started on time and there wasn’t a cloud in Denver, despite the afternoon thunderstorm forecast. This should have seemed ominous enough, but we plowed ahead. The inbound flight arrived a little late, as usual, and we just managed to get the door closed for an on-time departure with less than 15 seconds to spare.

It was my leg, and I was bit annoyed that with a departure from Runway 34R we were unable to get a westbound turn, or a climb higher than 10,000 feet for what seemed like an eternity. Flying the wrong way while not even being allowed to climb seems like such a waste of time and fuel.

My Captain ran the climb check, but didn’t get a chime when cycling the seat belt sign on and off in order to let the flight attendant know that we were above 10,000 feet. So he tried calling her, which also failed. I engaged the autopilot and tried my side. No luck. The lights on the com panel didn’t light up at all, and before long the flight attendant was banging on our door to let us know that the intercom wasn’t working. Which we already knew.

Captain seemed to think we should continue to Montrose, but I pointed out that this wasn’t a wise plan. First: I knew that we would not be allowed to depart from Montrose without a working PA/intercom system. There aren’t any of our mechanics, nor are there any Dash parts in Montrose, which meant that we could be stuck there for days while a mechanic and parts are flown in on another plane. The second, more justifiable reason for turning back to Denver is that it’s the safest option. Without communication from the flight attendant, it’d be difficult for her to notify us if there was a fire in the cabin, or for us to notify her if there was a fire in the cargo compartment. (The Dash 8 is equipped with a sophisticated cargo fire suppression system: There’s a smoke detector in the cargo compartment connected to a light in the cockpit. There’s a hatch at the back of the cabin which permits the flight attendant to crawl back there with a fire extinguisher. Seriously.) Furthermore, in the event that other things go wrong, we’d be unable to order an evacuation, or have the flight attendant prepare the cabin. While we could theoretically open the cockpit door, security procedures are such that we should not do so.

Fortunately, the Dash flight deck door doesn’t have a normal sort of peep hole, but rather a small, rectangular bit of glass with a flap. We could open the flap, and write short messages that the flight attendant could read, after getting her attention by banging on the door.

We showed her a, “GOING BACK TO DENVER, PREPARE FOR LANDING,” note. The dispatcher and maintenance concurred that going back to Denver was the best option. The Captain (who was relatively new to being a Captain) was worried that the company would get mad that we we went back to Denver over a relatively minor issue. I assured him that it would be much harder to justify to the FAA why we went to Montrose. And, as I suspected, the company was glad we went back to Denver.

I managed a decent landing to runway 7, fortunately I’ve got enough experience with Denver to know that the approach to runway 7 is usually slam-dunk (they leave us way too high for too long), and it’s made worse when you get vectored back for the arrival from a pretty high altitude.

The passengers seemed relatively understanding. In general, I’m amused that they get upset when you inform them that the weather is too bad to allow us to safely fly somewhere, but as soon as you mention that the plane is broken in some way, they’re perfectly glad to sit around and wait.

The mechanics showed up and tried some unpromising things. Microsoft has trained them well, and they decided to turn all the power off and back on to see if that fixed the problem. Fortunately, it did not. Nor did opening up the giant rack of avionics equipment and replacing several of the large, heavy, expensive-looking electronics boxes. They gave up, and told us to find a new plane. Fortunately there was a spare in Denver that day.

I had enough time to get a hot pastrami sandwich at Heidi’s before this decision was finalized. I ate half the sandwich while getting the paperwork ready for departure. We had an uneventful flight to Montrose, where I elected to land the smaller of the two runways because the wind favored it and it would be a shorter taxi. I put the props in full reverse on landing in order to avoid back-taxiing on the runway. The Captain took us back to Denver and executed one of the best landings I’ve seen in a Dash. Both of us knew that he’d be unlikely to repeat the performance this week.

We still had to go back to Montrose, then back to Denver before we’d be allowed to set off for Durango, our destination for the night. On the third Denver landing for the day, I got cleared for the visual while midfield, 6000 feet above the runway at 210 knots. That’s the sort of thing the Dash is good at, though it doesn’t happen often in Denver. I made what I thought was an impossibly short approach with flaps 35, but I underestimated the Dash’s go-down/slow-down abilities, and had to carry a lot of power. But it was fun and still reasonably well-done.

We got to Durango at about 11:45pm, which was only about 45 minutes late. Not too bad, all things considered.

The otherwise nice hotel in Durango managed to screw up and I got stuck with a smoking room. Fortunately, it wasn’t terribly smoky, otherwise I think I would have demanded that they find a hotel somewhere else with a non-smoking room available. I’m still not happy about it, even though they gave me a free lunch in the posh hotel restaurant. I made it clear that I would not accept a smoking room tonight (we come back after a short round trip to Denver), so we’ll see if they fix the problem. Our contract with them states clearly that they are to provide us with non-smoking rooms.

Long term outlook on life is still uncertain. Some of the Dash classes for jet pilots who will be trained to replace me are being pushed back a bit. I’m thinking it might be more toward the end of the year that I get furloughed, but it’s so hard to tell, and the company isn’t talking.

Flying jobs are still pretty much non-existent and I don’t really have any plans. Theoretically, it’s better to find a new job before you lose the old one, but I’m guessing I can collect unemployment for awhile. And since I don’t actually know when this job will end, I don’t want to leave it for a job that I know won’t be as good.

I’ve got some time off next week, so I’m headed to Knoxville for a long-overdue visit. Jonah doesn’t get to come, since she has to work more normal hours at her new job.

On the plus side, when I do lose my job this winter, it’d be a great time for you guys to come visit. I’ll have time (if not money) to entertain you!

I didn’t get the job.

6 July 2009 at 10:47 am
by Berck

And worse, I’m not sure why. I’m not sure how much better I could have done at the interview.